All about “Pradhan Mantri Matru Vandana Yojana (PMMVY)”, a maternity benefit scheme.

Pradhan Mantri Matru Vandana Yojana (PMMVY) was announced by Prime Minister Narendra Modi in December 2016 and has been effective since January 2017. This scheme was initially known as Indira Gandhi Matritva Sahyog Yojana (IGMSY) and was launched in 2010. Ministry of Women and Child Development takes care of the scheme.

IGMSY provided Rs.4000 initially for two live births and later increased to Rs.6000. PMMVY provided Rs.5000 initially for one live birth and later increased to Rs.6000 for the second only if the child is a girl. IGMSY was 100% sponsored by the Central government. The cost-sharing ratio between the Centre and States/UTs in PMMVY scheme is as follows:

All States/UTs60:40

NER and Himalayan States90:10

Union Territories without legislature100% funding by Central government.

About the Scheme

This scheme under Mission Shakti provides a cash maternity benefit of Rs.5000 for pregnant women and lactating mothers for the first live child in the family in three installments. It is provided directly to the Bank / Post Office Account of Pregnant Women and Lactating Mothers (PW&LM) for the first living child of the family subject to fulfilling specific conditions relating to Maternal and Child Health. In the revamped PMMVY maternity benefit amounting to Rs. 6000/- is also to be provided for the second child, but only if, the second child a girl child, to discourage pre-birth sex selection and to promote and celebrate the girl child.

How does the scheme work?

The installments and amounts have been worked out such that the beneficiary gets a reasonable amount every three months after second trimester of pregnancy up to six months after delivery. This is a part wage loss compensation of approximately 50 days at Rs.100 per day, given as maternity benefit.

⁃The first installment of Rs.1000 is released after the registration of pregnancy.

⁃The second installment of Rs.2000 is released after one Antenatal Checkup  (ANC).

⁃The third installment of Rs.2000 is released after childbirth is registered, after the child receives the first cycle of immunisation.

⁃The remaining incentive of Rs.1000 as per approved norms towards Maternity Benefits under Janani Suraksha Yojana (JSY) after institutional delivery if the second child is a girl.

Who can apply?

⁃All pregnant women and lactating mothers excluding those who are in regular employment with the Central or the State Governments or the Public Sector Undertakings (PSUs) or those who receive similar benefits under any law for the time being in force.

⁃Women who are undergoing an Antenatal Checkup (ANC) and delivery in a private hospital can also apply, but they would need a Mother Child Protection (MCP) card.

When to apply?

The beneficiary must register her pregnancy at the approved health facility within 150 days of the Last Menstrual Period (LMP) date which needs to be entered into the Mother Child Protection (MCP) Card. If they miss providing the LMP date within 150 days, then they are not eligible to get the first two installments. However, they can apply and get the third installment.

If they miss applying for the cash benefit before childbirth, they can apply within 460 days from the date of childbirth. However, the beneficiaries can apply within 730 days from the date of LMP.

In case of miscarriage/stillbirth, the beneficiary would be considered a fresh beneficiary in the event of any future pregnancy. If the beneficiary has a miscarriage after receiving the first installment she is eligible to receive 2 and 3rd installments in her next pregnancy.

Where to apply?

The eligible women desirous of availing maternity benefits are required to register under the scheme at the Anganwadi Centre (AWC) or any government-approved health centre.

They can also apply online on the PMMVY website. Forms 1A, 1B and 1C are to be submitted at the respective time mentioned (within 150 days of LMP, after one ANC and after childbirth).

What documents are required?

⁃Duly filled Application Forms 1A, 1B, 1C (For 3 installments)

⁃MCP Card

⁃Copy of Aadhaar ID/ Identity proof

⁃Copy of Bank/post office account passbook

⁃Copy of childbirth registration certificate

Number of Beneficiaries

A total of 2,57,60,007 women have benefitted from the PMMVY scheme from 2017-18 to 2021-22. A total of Rs.11,21,740 lakh rupees was disbursed by both centre and state governments in the mentioned period out of which Rs.8008 crore was spent by the central government.

In Tamil Nadu, 11,47,397 out of 14,99,516 women enrolled were benefitted. The PMMVY website mentions that overall, approximately Rs.13,766 crore was disbursed to 3,05,67,149 beneficiaries.


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